Free Online Budget Calculator | Personal Finance Calculator

Free Online Budget Calculator

Creating a budget just got easier! Use our online budget calculator and take control of your spending.

Savings and debt repayment for %Month%:

+ 2,345.64

Necessities

+ 4,300.00

 

Wants

- 1,954.36

45%

+ -

Necessities

Wants

What is Budget?

A budget is a plan for every dollar you have. It’s not magic, but it represents more financial freedom and a life with much less stress. Here’s how to set one up.

How to budget money?

• Estimate your monthly income, Enter your monthly budegt and monitor your progress.
• Try the 50/30/20 rule as a simple budgeting framework.
• Allow up to 50% of your income for needs.
• Leave 30% of your income for wants.
• Commit 20% of your income to savings and debt repayment.

Understand the budgeting process

How do you calculate home budget?

To estimate 'how much house would I be able to afford,' a good rule of thumb is utilizing the 28%/36% rule, which expresses that you shouldn't spend over 28% of your gross monthly income on home-related costs and 36% on complete debts, including your home loan, credit cards and different loans like auto and student loans.