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Free Online Budget Calculator | Personal Finance Calculator

Free Online Budget Calculator

Creating a budget just got easier! Use our online budget calculator and take control of your spending.


Free Online Budget Calculator

Savings and debt repayment for %Month%:

+ 2,345.64
Necessities
+ 4,300.00
 
Wants
- 1,954.36
45%
Necessities
Wants



What is Budget?

A budget is a plan for every dollar you have. It’s not magic, but it represents more financial freedom and a life with much less stress. Here’s how to set one up.

How to budget money?

  • Estimate your monthly income, Enter your monthly budegt and monitor your progress.
  • Try the 50/30/20 rule as a simple budgeting framework.
  • Allow up to 50% of your income for needs.
  • Leave 30% of your income for wants.
  • Commit 20% of your income to savings and debt repayment.

Understand the budgeting process

How do you calculate home budget?

To estimate 'how much house would I be able to afford,' a good rule of thumb is utilizing the 28%/36% rule, which expresses that you shouldn't spend over 28% of your gross monthly income on home-related costs and 36% on complete debts, including your home loan, credit cards and different loans like auto and student loans.

Online Budget calculator

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